Arizona Foreclosure Guide
How to buy a foreclosure in Arizona without a real estate agent
⚡ Non-Judicial
Foreclosure type
~90 days
Avg timeline
27%
Avg below market
None (non-judicial)
Redemption period
Non-Judicial Foreclosure in Arizona
Arizona uses the non-judicial trustee sale process. A 90-day notice of sale is required. Deficiency judgments are banned on purchase-money mortgages.
Non-judicial states use a “power of sale” or trustee process that moves faster than court-supervised foreclosures.
Due Diligence Checklist for Arizona
✓Run a title search to find all liens
✓Check for HOA dues and back taxes
✓Get a property inspection or bid with contingency
✓Verify zoning and code compliance
✓Confirm the redemption period timeline
✓Get pre-approved financing before bidding
✓Check county trustee or sheriff website for sale dates
✓Budget 10–15% of purchase price for repairs