Michigan Foreclosure Guide
How to buy a foreclosure in Michigan without a real estate agent
⚡ Non-Judicial
Foreclosure type
~60 days
Avg timeline
33%
Avg below market
6 months to 1 year
Redemption period
Non-Judicial Foreclosure in Michigan
Michigan has a lengthy redemption period (6 months or 1 year depending on loan balance). Non-judicial advertising process, but redemption rights are strong.
Non-judicial states use a “power of sale” or trustee process that moves faster than court-supervised foreclosures.
Due Diligence Checklist for Michigan
✓Run a title search to find all liens
✓Check for HOA dues and back taxes
✓Get a property inspection or bid with contingency
✓Verify zoning and code compliance
✓Confirm the redemption period timeline
✓Get pre-approved financing before bidding
✓Check county trustee or sheriff website for sale dates
✓Budget 10–15% of purchase price for repairs